At PreCash, Inc. we value your trust and respect your expectation of privacy. This statement sets forth our privacy policy and applies to the non-public personal information of our existing and former customers, meaning individuals who obtain a financial product or service from us primarily for consumer (personal, family or household) purposes. We collect, retain, and use such information in order to administer our business, provide you with products and services, process your transactions, and to properly identify, validate and protect your identity.
Non-Public Personal Information
"Non-public personal information" refers to personally identifiable financial information about you that is not publicly available.
"Personally identifiable information" is information that you provide to us in connection with obtaining a financial product or service or information that we obtain about you in connection with providing you a financial service or product. It does not include information that is available from public sources, such as telephone directories or government records.
Collection, Use and Retention of Non-Public Personal Information
We collect non-public personal information about you from the following sources:
- Information we receive from you by telephone, on applications , in membership requests, at our web site and on other forms (such as your name, address, telephone number and date of birth)
- Information about your transactions with us, joint marketers, or others (such as your card balance, payment history, parties to transactions, and card usage)
- Information collected through the Internet web site "cookies," and
- Information we receive from consumer reporting agencies (such as your creditworthiness and credit history), and other lawful sources.
Disclosure of Information
We may disclose all of the information, as described above, as permitted by law. Examples of what is permitted by law include: disclosing such information (a) to affiliated or nonaffiliated third parties if it is necessary or helpful in confirming your membership or completing a transaction; (b) to other cardholders that share your account; (c) to report to consumer reporting agencies; (d) to comply with legal process such as subpoenas or court orders; (e) to respond to law enforcement agencies with respect to suspected or actual fraud, criminal activity or security risks; and (f) if you give us your consent.
Marketing Disclosures
We may disclose all of the information we collect, as described above, to financial institutions (e.g., card issuers) or other companies that perform marketing services on our behalf (e.g., those that assist us with mailings). The third parties sign agreements with us that contain confidentiality provisions.
Information Security
We restrict access to the non-public personal information about you to our employees and agents who have a business reason to know such information (e.g., to process your transactions or provide services to you). We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your information.
Links to Other Web Sites
The www.precash.com web site may contain links to other web sites. As such, PreCash is not responsible for the privacy practices or the content of such web sites.
Changes to this Privacy Policy
We may amend this Privacy Policy from time to time by posting a notice of the change (or an amended Privacy Policy) on our web site at www.precash.com. We will send you a notice of the change only if required by applicable law.
Questions or Comments
If you would like more information regarding this Privacy Policy or you believe that the information we have on file about you is inaccurate or incomplete, you can call us at the number on the back of your card or contact us.